The Ultimate Guide to RWAs — 2025 Edition

The Infrastructure Is Live. The Market Is Moving. This Is Phase 1.

Introduction: From Pilots to Production

For years, tokenisation sat at the edge of financial innovation — a powerful idea stuck in pilot mode. In 2025, that’s changed.

The World Economic Forum calls it the “next generation of value exchange.” McKinsey frames tokenised money as a “core enabler of next-generation payments.” Regulators are building frameworks, financial institutions are staffing up, and the lines between traditional and decentralised finance are blurring.

This year, tokenisation has moved from theory to execution. JPMorgan’s Kinexys platform (formerly Onyx) has processed over $1.5 trillion since 2020, with $2 billion moving daily. Goldman Sachs and BNY Mellon are live with tokenised money market funds. BlackRock, Fidelity, and Federated Hermes are all participating. Central banks are progressing with wholesale CBDCs via projects like Agorá and mBridge.

Beneath the noise, infrastructure is activating. Phase 1 of StrikeX’s roadmap marks the beginning of a new category: where tokenised assets evolve into programmable, self-sovereign financial instruments.

This guide isn’t about hype. It’s about reality — what tokenisation actually is, where the market is heading, and what systems must exist to support it.

. . .

Tokenisation ≠ Representation

Tokenisation isn’t just wrapping traditional assets. That’s digitisation — useful, but limited.

True tokenisation makes assets:

Instantly settleable (T+0 instead of T+2 or T+3)
Real-time transferable
Fractionally ownable
Globally portable
Ecosystem-interoperable
Capable of conditional ownership and logic

A tokenised bond can distribute yield, enforce compliance, and integrate with DeFi strategies — all autonomously. Tokenised equities can vote, receive dividends, and be instantly collateralised.

That’s not cosmetic — that’s structural transformation.

. . .

Why Now: Infrastructure, Policy, and Demand Are Aligning

Technical Infrastructure Has Matured
Cross-chain messaging, on-chain identity, and contract frameworks are live. Chains offer sub-second finality, low gas, and stable bridges moving over $2B daily.
Regulators Are Engaged
From the UK’s Digital Securities Sandbox to Singapore’s Project Guardian, the regulatory posture has shifted from “if” to “how.” The EU’s DLT Pilot Regime now spans €10B+ in market cap. Guardian includes 40+ major financial institutions.
Real Use Cases Are Here
Tokenised T-bills, FX instruments, private equity, and yield-bearing stablecoins are no longer conceptual. They’re deployed, adopted, and scaling.

Proof:

Franklin Templeton: $500M AUM in OnChain U.S. Government Money Fund
JPMorgan Onyx: $1B in daily repo transactions
MAS Project Ubin: live derivatives platform with 15 banks
BlackRock BUIDL: 24/7 tokenised U.S. Treasury exposure

. . .

The Current State of Play

Institutional Treasury Management
Firms like Apple, Ford, and Google now hold 5–15% of reserves in tokenised money market funds, for 24/7 yield and instant transfers.

Cross-Border Payments
SWIFT isn’t being replaced — it’s integrating. Collaborations with Chainlink prove blockchain-based tokenised payments are settling globally in seconds.

Digital Exchanges Are Becoming the Gateway
Platforms like Robinhood, Kraken, and Gemini are integrating tokenised assets for 100M+ users. Robinhood is even building its own blockchain rails.

Private Markets Are Opening
KKR, Apollo, and Carlyle are tokenising fund interests, reducing minimums from $5M to $50K, and enabling secondary trading.

Structured Products
BNP Paribas, SocGen, and Santander are deploying tokenised structured notes that auto-pay, rebalance, and manage risk — all on-chain.

. . .

StrikeX Infrastructure: Built for Real-World Tokenisation

1. Dual-Mode Flexibility

Low-Frequency Mode

• Long-lifecycle assets: private equity, real estate, regulated securities

High-Frequency Mode

• Fast-moving assets: FX, synthetics, structured products

Unified backend — one platform, many use cases.

2. Chain-Agnostic by Design

StrikeX runs across Ethereum, Solana, BNB Chain, Arbitrum, XRPL, and more. It avoids lock-in, ensures interoperability, and connects with existing custody/issuance layers.

3. High Throughput, Low Friction

Supports batch issuance, real-time transfers, low-cost operations, and scalable L2 support — with full auditability.

4. Institutional-Grade Readiness

Tokenised assets require built-in support for:

Jurisdictional control
KYC and AML compliance
Transfer restrictions and role-based access

These requirements are no longer optional — they must be integrated at the infrastructure level to meet regulatory and institutional expectations.

. . .

Stablecoins: The First Proven RWA

Stablecoins are tokenised assets — and the first RWA success story.

$200B market
Higher daily volume than many national payment systems
Real-time programmable treasury tools for enterprises

Now, stablecoins are evolving:

2020–2023: Dollar pegs (USDT, USDC)
2023–2024: Yield-bearing variants (sDAI, sFRAX)
2025+: Programmable cash, instant settlement, 24/7 liquidity

Use cases:

Stripe: $5B in USDC payments
Visa: Cross-border settlement via Ethereum
PayPal: Stablecoin support for 400M users
Shopify: Stablecoin checkout

. . .

Beyond Stablecoins: The 2025 RWA Landscape

Government Securities

$2B+ tokenised T-bills
T+0 settlement, 24/7 trading, $100+ fractional entry

Real Estate

$500M tokenised
Instant liquidity, rent automation, fractional governance

Carbon Credits

50M tonnes tokenised
Verified retirement and programmable ESG integration

Trade Finance

$10B tokenised letters of credit
90% faster processing with auto-execution

Private Credit

$3B in tokenised loans
Daily liquidity, automated risk/yield management

STRX: A Native Currency for Coordinated Execution

STRX is more than a utility token. It plays a core role in:

Transaction execution
Asset registration
Cross-chain coordination
Fee routing across the StrikeX system

As the ecosystem expands, STRX will standardise execution and accounting across chains — enabling consistent, efficient coordination without compromising flexibility.

The strategic vision

StrikeX is not here to compete with tokenised assets — we exist to power them. Our role is to become the execution, coordination, and compliance layer that enables seamless interaction between tokenised assets across chains, protocols, and jurisdictions.

. . .

What Comes Next: A Live Deployment, A Real Signal

In collaboration with CMC Markets, StrikeX is launching the first live deployment under Phase 1 of our tokenisation roadmap.

This is not a pilot. Not a test. Not a lab simulation.

These are fully live assets, with real market exposure, operating in a production environment.

This launch is designed to:

Demonstrate live tokenisation infrastructure in action.
Validate both high- and low-frequency deployment capabilities.
Act as a public signal that StrikeX infrastructure is live, real, and scalable.

Though our architecture is chain-agnostic and multi-chain ready, Phase 1 will launch on a single chain to prove core functionality before expanding.

We are not disclosing the specific assets yet — because the signal isn’t about what’s being tokenised. It’s about what this represents:

Tokenisation is no longer an ambition. It’s now an operational reality.

. . .

The Execution Era Has Begun

Tokenisation isn’t a buzzword — it’s a structural shift in how capital, compliance, and liquidity flow through financial markets.

Done right, tokenised assets:

Settle instantly
Operate across jurisdictions and ecosystems
Behave intelligently and autonomously
Enable new distribution models
Reduce friction across every layer of infrastructure

The inflection point has arrived.

The infrastructure works.

The regulation is clear.

The demand is real.

Early movers are already capturing value.

StrikeX Is Built for This Moment

We didn’t build for hype or speculation.
We built for the fundamental restructuring of global finance.

Phase 1 is not the finish line — it’s the beginning.
The beginning of the execution era.

Tokenisation is transforming global finance.
The only question is: are you positioned to benefit?

. . .

— The StrikeX Team

Learn more about our company on strikex.com and tradestrike.io

About StrikeX
StrikeX Technologies Ltd is a leading provider of blockchain solutions, specialising in blockchain technology, DeFi, and tokenised assets. The company is dedicated to bridging the gap between traditional finance and Web3, empowering organisations to embrace the transformative power of blockchain.

About CMC CapX

CMC CapX gives investors access to capital raisings, including IPOs and secondary placings. CMC CapX also provides a marketplace for introducing buyers and sellers to a range of unlisted investment opportunities.

Learn more about CMC CapX: https://www.cmcmarkets.com/en-gb/capx

About CMC Markets

CMC Markets Plc (“CMC”), whose shares are listed on the London Stock Exchange under the ticker CMCX (LEI: 213800VB75KAZBFH5U07), was established in 1989 and is now one of the world’s leading online financial trading businesses. The Group serves retail and institutional clients through regulated offices and branches in 12 countries, with a significant presence in the UK, Australia, Germany, and Singapore. CMC offers an award-winning, online, and mobile trading platform, enabling clients to trade up to 10,000 financial instruments across shares, indices, foreign currencies, commodities, and treasuries through contracts for difference (“CFDs”), financial spread bets (in the UK and Ireland only) and, in Australia, access stockbroking services. More information is available at https://www.cmcmarkets.com/group/.

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